Nykredit is today both a mortgage institution and a bank, and for many businesses it is attractive to consolidate financing and day-to-day banking in one place. At the same time, Nykredit — like the other banks — sets strict requirements for new business customers. Many find that it requires more documentation and explanation than expected simply to get a regular business account opened. With professional assistance at a fixed price of DKK 5,995, we help you safely through the process with Nykredit.
Nykredit emphasises that they understand your company's business model, economy and risk profile. They will often request detailed information about which services you deliver, who your customers are, and how payments are received and passed on. In addition, they focus on ownership structure, management experience and the company's expected development in the coming years.
Our assistance starts with an initial clarification where we review your company's purpose, history and plans. We help you structure this information in a form targeted at Nykredit's assessment. This could be a short business plan, an overview of expected incoming and outgoing payments or a description of the markets you work in. The clearer and more concrete the company can be presented, the better basis Nykredit has for approving the business account.
We then collect the necessary attachments: registration documents, ownership information, ID documents, any lease or supplier agreements, budgets and other financial documentation. We review the material, ensure it is up to date and that there are no inconsistencies between the various documents. In this way we minimise the risk that Nykredit will have to come back with repeated requests for supplementary information.
We also help with the concrete application process at Nykredit, including filling in forms and uploading documents in their system. If the bank raises follow-up questions, we assist in formulating precise and comprehensive answers so any unclarities are resolved as quickly as possible. Our experience with similar cases gives us good insight into what Nykredit typically emphasises and how it is best communicated.
The total price for assistance opening a business account with Nykredit is DKK 5,995. The price covers advice, document review, help with application material and ongoing support in the dialogue with Nykredit until a final decision is reached. For you as a business owner, this means you can focus on your business while we help you safely through the bank's requirements and procedures.